VP UNVEILS DRAFT PENSION REFORM PROPOSAL|18%將成歷史 陳建仁公佈年改草案版本

The national affairs conference on pension reform is slated for this Sunday, January 22nd. Vice President Chen Chien-jen has announced the government's nine-point draft reform proposal, aiming to achieve a sustainable pension system that will benefit all future generations. The draft proposal includes phasing out the 18% preferential savings interest rate, lowering the pension income replacement rate for civil servants and teachers, raising the pension age to 65, and decoupling government and party pensions. Here's our report. The national affairs conference on pension reform is slated for the 22nd. Vice President Chen Chien-jen has now announced the government's draft reform proposal, with nine major points including phasing out the 18% savings interest rate, lowering the pension income replacement rate, raising the pension age, raising the labor insurance rate ceiling, implementing a portable pension, and decoupling party and government pensions. A pension income floor was also proposed. ==CHEN CHIEN-JEN Pension Reform Committee Convener== The lowest-ranked civil servant currently has a monthly wage of NT$32,160. That number is one proposal for the income floor. Another possibility is NT$25,000, which was the maximum income for receiving the year-end bonus for civil servant pensioners in 2016. Chen said that the pension income floor will be decided in the national affairs conference. The 18% special savings interest rate will be phased out in two ways. For retirees on a monthly pension, the rate will decrease steadily until a total phase out in 2024. However, pensioners with incomes below the income floor will continue to receive the interest rate. For retirees who received a lump-sum pension, two proposals will be discussed in the conference. The standard pension age will also be increased to 65, except for teachers below senior high school level and dangerous occupations such as police and firefighters. The pension age for private-sector workers will be increased gradually to 65 in 2026. ==PAN WEN-CHUNG Minister of Education== Starting in 2029, other workers in the education field, including college and university teachers, will start to see their retirement age increase to 65 in 2033. The current reforms focus on public-sector workers. The government will begin providing NT$20 billion a year in 2018 to support the finances of the labor pension system. But will this be enough to save it from bankruptcy? ==CHEN CHIEN-JEN Pension Reform Committee Convener== As for the pension pay-in rate, as I said, it will be gradually increased to 18%. One important point is the maximum payout is currently NT$45,800 per month. During the meeting, there were proposals to raise it to NT$48,500. However, this is not the current part of our draft proposal. The draft proposal does not include military pensions, a reform for which will be designed independently. Opposition groups are already gearing up for a protest at the national affairs conference this Sunday. In response, Chen said he would like their representatives to join the discussion in the conference. TRANSLATED BY：JOHN CHEN 1月22日星期日就要召開年金改革國是會議，副總統陳建仁率領行政院政委林萬億，19號先公佈年改草案版本，有九大重點，包括18%將走入歷史、調降公教所得替代率、延後請領年齡，提高費率上限、年金可攜帶制度以及黨職併公職等，其中還訂定了地板方案。 ==年金改革委員會召集人 陳建仁== 最低階的公務員 他的每月薪水是32160 我們有人提出用這樣來做為 他的最低生活保障的金額 2萬5千元是105年的時候 退休軍公教人員年終慰問金 發給的基準 陳建仁指出，國是會議中，將會選擇基本生活保障的最低金額，而公教人員最關心的18％優惠利率，將分兩部分，領月退者，分6年調降，每年調降3%，直到第7年，也就是民國113年將全面廢除，不過月退總所得不足最低保障金額者，不在此限。而支領一次退休金者，則有兩個方案將於國是會議上討論。也因應人口老化，未來標準請領年金年齡，也提高至65歲，但是警消等危勞職務不調整，高中以下教師為60歲，以及勞工逐年調整，於民國115年提高至上限65歲 ==教育部長 潘文忠== 118年開始其他的教育人員 包含大專以上的教師 就開始從61歲到122年達到65歲 從改革方案來看，似乎多以公教人員為重，對於勞工年金的部分，政府將於107年開始，每年撥補200億元挹注基金，但就能保障不會破產嗎？ ==年金改革委員會召集人 陳建仁== 保險費率部分 剛有跟大家報告 我們會慢慢調整到18% 剛才提到很重要的一點 上限部分現在是45800 我們在會議的過程當中 也有人提到說是不是要讓它 上升到48500 在這裡我們的案子裡面 草案裡並沒有把它列進來 這次的年改方案，並沒有將軍人併入討論，原因在於軍人服役特性，軍人年金制度將單獨設計。週日將登場的年金國是會議，抗議團體已經喊話要發出動員令，對此，陳建仁提出邀請，希望他們派代表參加國是會議，反映心聲。 記者 郭采彥 陳昌維 台北報導