PENSIONABLE AGE RAISED TO 61, 65 FOR BIRTHS AFTER 1962|勞保年金新規 明年起最早61歲才能領

Starting from next year, those covered by the labor insurance program must reach 61 years of age to receive their pension and those born after 1962 must reach 65 to receive their pension. According to the Labor Insurance Act implemented in 2009, workers must be 61 to be eligible for applying for the labor pension program starting from next year. This is the first time that the age of eligibility in the labor pension program has been raised since its launch. ==MEMBER OF THE PUBLIC== If extending the retirement age means receiving more pension, our retirement years will be more secure. ==MEMBER OF THE PUBLIC== I don't think it will guarantee our retirement. The system has been changing. Japan has increased the retirement age from 65 to 70. Everyone is concerned. The Bureau of Labor Insurance stated that the legal retirement age will be extended to 61 next year and will be extended every two years until it reaches 65. Workers born after 1962 must be 65 to claim their pension in the future. However, they can apply for an early or late retirement. A maximum of five years can be given in both cases. While an early retirement will see a 4% reduction in the pension package for each early year, a late retirement will see vice versa. As of this March, more than 930,000 workers have applied for their pension. 29.9% of them requested an early retirement. As high as 60% of the workers have chosen to retire later. ==HUANG CHIN-YI, Dept. Dir., Ordinary Accident Benefits Payment Div., BLI, MOL== Only 30% of the workers applied for an early retirement. The rest are mostly inclined to accumulate their number of years covered by the pension program to ensure a more secure retirement life. According to the BLI, the reason why workers apply for a late retirement may be that they are still employed and insured by the program or that they want to accumulate more pension. Some others who have high salary delay their retirement because they currently don't have any financial burden. Translated By LUKE CHIANG 今年是滿60歲領勞保年金最後一年，從明年開始改為61歲才能領，而且根據規定，之後每2年調漲1歲，待調漲到65歲為止。依勞保局換算，明年起，51年次以後的勞工，都要滿65歲才能開始領勞保年金，而這也是勞保年金上路後首次調高法定請領年齡。 勞工朋友要注意！今年是滿60歲領勞保年金最後1年，因為根據2009年上路實施的勞工保險條例規定，從正式實施後的第10年開始，勞工請領老年年金給付的年齡將提高1歲，也就是說，勞保老年年金請領年齡將上調到61歲，這也是勞保年金上路後首次調高法定請領年齡。 ==民眾== 如果說因為年限延後以後 可以再多領一些的話 那這樣生活也更有保障 ==民眾== 覺得沒有保障 這個制度一直在更改 像日本一樣從65歲改到70歲 大家會擔心 勞保局表示，明年延到61歲後，每兩年再延後一歲領，直到65歲為止，未來51年次以後的勞工，都要滿65歲才能開始領勞保年金。而勞保條例也訂有提前或延後請領的規定，提前和延後最多5年，但每提前1年，老年年金金額就會減給4％，每延後1年則會增給4％，根據統計，到今年3月底，請領勞保年金93萬多人，提早領減額年金者有29.90%，有高達六成的勞工是選擇延後領。 ==勞保局普通事故給付副組長 黃錦儀== 提早領的勞工 大概只有佔3成 目前勞工還是傾向就是說 在他的加保年資 要累積到一個情形 未來的退休會更有保障 勞保局分析，勞工延後領的原因，可能是因為勞工仍在職，持續加保中，因此無法申請，但也可能為了多累積退休金，不願先領，另外也有不少是高薪族，沒有經濟需求，因此希望延後多領一些。 綜合報導