PENSION FUND PROFITS LOW COMPARED TO OTHER COUNTRIES|勞退新制基金投資收益率新高 各專戶平均獲4千

Last year, the Labor Pension Fund recorded a new high for rate of return at 3.23 percent, which yielded NT$51.54 billion. In March, workers eligible for the new labor pension system will receive around NT$4,000 in their accounts. However, pension reform groups said that there is still a lot for the government to improve, because Taiwan did not even achieve half of Denmark's and Sweden's pension fund profits. In March, workers in Taiwan will receive around NT$4,000 in their accounts. That's because last year, Labor Pension Fund recorded a new high for rate of return at 3.23 percent. == WU WEI-YANG Sec. Chief Public Affairs, Bureau of Labor Insurance== Last year, the fund yielded NT$51.54 billion, and had a rate of return at 3.23 percent. Each worker will get about NT$4,772 on average. Starting from March 1, all workers will be able to check their accounts by using citizen digital certificate. They can also choose to go to the bureau directly to see if the pension has been distributed. The yield will be distributed based on workers' salary and their number of working years. The Bureau of Labor Insurance said that among 10,800,000 workers who are eligible for the new labor pension system, around 66 percent will receive below NT$5,000. 21 percent will get between NT$5,000 to NT$10,000, and 13 percent will get above NT$10,000. Workers will obtain the pension after retirement. However, pension reform groups said that the rate is too low compared to other countries. == WU NAN-YEN Dir. Hsinchu County Education Industrial union== For example, Netherlands' pension fund has a rate of return at 7.6 percent to 12 percent. Taking Taiwan's inflation rate into consideration, which is 1.3 percent this year, the rate of return should be 5.5 percent. 3 percent is too low. Pension reform groups said that Denmark's pension fund has the highest rate of return at 15 percent. In Canada, the rate of return for pension fund is 6 percent, and in Sweden, it is 10 percent. There has been a call for the government to implement labor pension reform. The Bureau of Labor Insurance said that they are willing to accept the advice. They will make efforts to achieve better results in the future. TRANSLATED BY ARIEL HSIEH 勞退基金新制，去年的投資收益率，創下3.23%新高、有515億多元，今年3月份，每個新制勞退專戶，可獲得平均超過4000元的紅包。但以退休基金的國際優等生、丹麥和瑞典等國來看，台灣的獲利還不到他們的1/2，年改團體呼籲政府要多努力。 在公司處理大小事務，上班族努力工作，在3月份會有個小小回報。因為去年的新制勞退基金投資收益率，獲利創新高，因此每位新制勞工帳戶，會收到紅包，平均每人4000多元。 ==勞保局公關科長 烏惟揚== 去年勞退新制 總收益達515億4000(萬)餘元 那總收益率達到3.23% 大約每人平均是分到4772元 從3月1號起 所有勞工 就可以跟勞保局 透過自然人憑證 或者是臨櫃查詢方式查詢 勞保局表示，在1080萬新制勞退帳戶中，收益分配5千元以下的，超過710萬戶，大約占65%； 5千到1萬元的，大約是229萬戶，至於分配到1萬元以上的，有139萬戶左右，全按照各帳戶的累計本金來算、退休後才能請領。但這樣的分紅和投資收益率，看在年金改革團體眼中，就只是個小確幸而已。 ==新竹縣教育產業工會理事長 吳南嬿== （舉例)荷蘭它的績效是 大概7.6%到12%左右 以國際標準來看的話 我們今年的通貨膨脹率 是1.3%左右 再加上4%的話 一個比較合格的數字 應該是5.5% 所以3%是很差的數字 年金改革團體說明，台灣的新制勞退基金，投資收益率3.23%創新高，但放眼其他國家的退休基金來看，丹麥的退休基金，投資績效有的9%、甚至高達15%；而加拿大和瑞典，也有6%、10%的好表現，因此建議政府，應該要審慎思考改革。對此，勞金局低調表示，願意接受各界看法，未來會盡力做出更好的成績。 記者 曹晏郡 吳其昌 台北報導