NAO Warns Ministry About Borrower Status for Worker Relief Loans 勞工紓困貸款啟動 部分貸款人是軍公教

The Ministry of Labor is offering worker relief loans. However, the National Audit Office has found that some of the borrowers are government functionaries. The ministry says it has already started checks.


The Ministry of Labor previously started offering low-interest worker relief loans of up to NT$100,000 for up to three years to workers affected by the pandemic. Statistics show over 1.1 million people have applied, and 930,000 loans with a value of NT$91.7 billion were issued. The MOL provided over NT$1.5 billion in interest subsidies. The National Audit Office discovered that some of the borrowers are government functionaries, and warned the ministry to take note.
 

Hsieh Chien-chien, Director, Dept. of Employment Welfare & Retirement, MOL: “They applied in May. However, the labor insurance information that was used was from March, since there was no way that the information was available in May. It's possible that they worked on a temp basis, or worked and then went to serve in the military. We need to confirm whether they were military personnel during the time they applied.”

The MOL said it has already started checking. Applicants could have been temp workers that later served in the military, causing their status to change. It has asked banks to provide additional information. It also said that only those who are laborers at the time of application are eligible.
 

Hsieh Chien-chien, Director, Dept. of Employment Welfare & Retirement, MOL: “Military personnel, public functionaries, and public school teachers may not apply for the worker relief loan. We are checking right now with the banks and accessing related information. If we find that someone has government functionary status, we will ask the bank to return the interest subsidy that was subsidized by the Ministry of Labor.”

The MOL said if loan applicants are in fact government functionaries, it will ask banks to return the interest subsidy it provided of up to NT$1,773. It added that if workers were contractually hired by the public sector or state-owned enterprises, they can take out loans as they are covered by labor insurance and therefore have laborer status.

 

 

 

 

受到疫情影響,勞動部啟動勞工紓困貸款,提供受影響勞工,最高10萬、最多可貸款3年的低利貸款。勞動部統計,共有超過110萬人申請,貸出93萬多件、金額約917億,勞動部則提供超過15億的利息補貼。不過,審計部發現,部分貸款人擁有軍公教身分,引發勞動部注意。

勞動部勞動福祉退休司司長謝倩蒨表示:「申請的時候是5月份,但是勞保的資料,可能是看3月份,勞保不可能有5月份的資料,所以他等於是有可能之前有打工,或者是有工作、後來去當兵了,要確認他是不是在申請的當時,申請的時候是軍人的身分。」

勞動部強調,目前已經啟動查核,由於可能出現申請人曾是打工族,後來入伍服役,造成身分的轉變,已經請核貸銀行補充相關資料追查;也強調,只要貸款當下,不具有勞工身分,就不能貸款。

謝倩蒨指出:「勞工紓困貸款軍公教是不能夠申請的,但是我們現在也在查核各銀行的辦理的情形,相關的資料,如果確實經過查核,是有軍公教身分的部分,我們就會請銀行,將勞動部補貼的利息補貼還給勞動部。」

勞動部表示,如果屬實,將請銀行追討最高1773元的利息補貼。勞動部也補充,如果是公部門約聘僱、國營事業等的勞工,因為是投保勞保,具有勞工身分,依法也可借貸。

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